Redlining targeted which areas according to the historical practice described?

• A. Majority African American areas
• B. Majority Asian neighborhoods
• C. Predominantly white rural areas
• D. Neighborhoods unaffected by policy

Answer: (A)

Redlining was a discriminatory practice where lenders identified neighborhoods on maps and labeled those with large minority populations as high risk for mortgage loans. The areas most consistently affected were majority African American neighborhoods in urban settings, which led to widespread denial of financing and other investments. That deliberate withholding of funds stifled homeownership and property maintenance there, while many white neighborhoods received easier access to loans, reinforcing segregation and wealth gaps. The other options don’t fit because redlining did not broadly target Asian-majority neighborhoods as the main pattern, nor did it focus on predominantly white rural areas, and it certainly did not leave neighborhoods untouched by policy.