Redlining primarily affected which type of neighborhoods?

• A. Inner-city neighborhoods
• B. Rural farmlands
• C. Suburban single family suburbs
• D. Coastal resort towns

Answer: (A)

Redlining is a discriminatory lending practice where mortgage credit and other financial services were denied or limited in certain neighborhoods based on race and income, rather than the property’s value or borrower qualifications. The practice targeted inner-city areas with high minority populations, labeling them high risk and denying loans or offering them only on unfavorable terms. This produced a sustained lack of investment, lower property values, and stunted homeownership growth in those urban cores. Rural farmland, suburban single-family suburbs, and coastal resort towns were not the primary focus of redlining, which is why inner-city neighborhoods are the best answer.