Redlining continued after HOLC was terminated by which statement?

• A. True
• B. False
• C. Only within some agencies
• D. It stopped immediately after HOLC

Answer: (B)

Redlining is the practice of denying or limiting financial services to a neighborhood based on its racial or ethnic composition, often implemented through maps that labeled areas as risky for loans. The HOLC created color-coded neighborhood maps to guide lending in the 1930s, and when HOLC was terminated, that specific program ended. The idea that redlining continued after HOLC was terminated would imply the same formal, HOLC-driven mechanism kept operating, which isn’t accurate—the HOLC system itself ended. That said, discriminatory lending did persist in other forms after HOLC, carried on by private lenders and through later policies, so the practice as a whole did not simply vanish, but the termination did stop the HOLC-backed redlining mechanism.